Student and Youth travel insurance
Student Accident Plan
The Student Accident Plan provides financial protection for expenses, as a result of a child’s accident, not normally covered under government health or group insurance plans. Benefits include accidental death, total & permanent disability, dental, out of province emergency medical and more. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
Any child or student who resides in Canada (excluding Quebec) and is over 6 months and under 26 years of age. If the child/student is 14 years of age or older, they must be enrolled in a minimum of 3 concurrent classes. The student could be enrolled in public, private school or even home_schooled, collage or university.
Total & Permanent Disability* $350,000
Dismemberment/Loss of Use* $150,000
Accidental Death $30,000
Unlimited Dental 10 years (1 year if age 19 and over)
Per Tooth After 10 Years$1,500
This Plan also provides accident coverage outside the insured’s province or territory of residence for trips up to 30 days in duration. The coverage for emergency medical is limited to $100,000 and includes emergency medical expense coverage for sickness.
This plan cost $49 for one year of coverage. It is very affordable and essential. Coverage is available 24 hours a day, every day, everywhere for one year from the date of purchase. This plan provide coverage for students/children even if they are on school field trips, summer holidays, or participating in recreational activities.
Youth Premier Plan
For Youth, we have two options: one for those travelling from Canada to USA , the other one is for those traveling to other countries in the world. Both plan have similar coverage, but the pricing is different. These plans offer coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport/travel visa loss and air flight accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.
Trip Cancellation Up to Sum Insured*
Trip Interruption Unused Land Up to Sum Insured*
Trip Interruption Return Flight Up to Sum Insured*
Trip Delay Up to $1,500
Accommodation and Meals $150 per day up to $300
Emergency Medical Up to $1,000,000
Emergency Medical Evacuation/Return Home Up to $1,000,000
Repatriation of Remains Up to $10,000
Cremation/Burial at Destination Up to $5,000
Baggage and Personal Effects Up to $800
Baggage Delay Up to $100
Airflight Accident Up to $25,000
*Base amount of $5,000, this can be topped up.
For example, a 22 years old guy takes a trip to Italy for 7 days and the trip cost him $1000. He can have the peace of mind and buy this insurance coverage for $38. If he is going to travel to USA, the insurance will cost him $42.
What do you think? Does your peace of mind worth this much?
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