Student and Youth travel insurance

Student Accident Plan

The Student Accident Plan provides financial protection for expenses, as a result of a child’s accident, not normally covered under government health or group insurance plans. Benefits include accidental death, total & permanent disability, dental, out of province emergency medical and more. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions.

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Eligibility:

Any child or student who resides in Canada (excluding Quebec) and is over 6 months and under 26 years of age. If the child/student is 14 years of age or older, they must be enrolled in a minimum of 3 concurrent classes. The student could be enrolled in public, private school or even home_schooled, collage or university.

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Benefits summary:

Total & Permanent Disability*              $350,000

Dismemberment/Loss of Use*             $150,000

Accidental Death                                  $30,000

Unlimited Dental                                   10 years (1 year if age 19 and over)

Per Tooth                                               After 10 Years$1,500

This Plan also provides accident coverage outside the insured’s province or territory of residence for trips up to 30 days in duration. The coverage for emergency medical is limited to $100,000 and includes emergency medical expense coverage for sickness.

Price

 This plan cost $49 for one year of coverage. It is very affordable and essential. Coverage is available 24 hours a day, every day, everywhere for one year from the date of purchase. This plan provide coverage for students/children even if they are on school field trips, summer holidays, or participating in recreational activities.

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Youth Premier Plan 

For Youth, we have two options: one for those travelling from Canada to USA , the other one is for those traveling to other countries in the world. Both plan have similar coverage, but the pricing is different. These plans offer coverage for cancellation, interruption, trip delay, emergency medical, baggage & personal effects, baggage delay, personal money loss, passport/travel visa loss and air flight accident. Please see the policy for complete details of benefits, exclusions, limitations, terms and conditions. 

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Benefits

Trip Cancellation                                                       Up to Sum Insured*

Trip Interruption Unused Land                                  Up to Sum Insured*

Trip Interruption Return Flight                                   Up to Sum Insured*

Trip Delay                                                                  Up to $1,500

Accommodation and Meals                                       $150 per day up to $300

Emergency Medical                                                   Up to $1,000,000

Emergency Medical Evacuation/Return Home          Up to $1,000,000

Repatriation of Remains                                            Up to $10,000

Cremation/Burial at Destination                                 Up to $5,000

Baggage and Personal Effects                                  Up to $800

Baggage Delay                                                          Up to $100

Airflight Accident                                                        Up to $25,000

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*Base amount of $5,000, this can be topped up.

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For example, a 22 years old guy takes a trip to Italy for 7 days and the trip cost him $1000. He can have the peace of mind and buy this insurance coverage for $38. If he is going to travel to USA, the insurance will cost him $42.

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What do you think? Does your peace of mind worth this much?

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